Trump weighs move that could shield millions from sharp healthcare premium hikes

3A6RKTH President Donald Trump delivers remarks at the Department of Justice in Washington, D.C., Friday, March 14, 2025. (Official White House Photo by Joyce N. Boghosian)

President Trump and members of Congress will be deliberating on the expiring Affordable Care Act (ACA) premium subsidies next week. 

According to Breitbart, a new ad airing in the nation’s capital has called on President Trump and Republicans to fix the mess Democrats made with Obamacare. In the 30-second television ad, the narrator says, “Democrats promised lower costs and better care,” and adds, “But health care is anything but affordable. And the system the Democrats built is about to break. Costs are already rising, and they’ll double when the premium tax credits end on December 31st. Democrats failed.” 

The conservative group’s ad also said, “But President Trump can save us. He can extend the premium tax credits hardworking families rely on, so Republicans can win on health care in 2026. President Trump: Clean up the Democrat healthcare mess.” 

The ad, which comes from Plymouth Union Public Advocacy, will air for the next week as Congress deliberates on the future of healthcare in the country. On Thursday, members will vote on two competing plans, one led by Democrats and the other by Republicans. As the Affordable Care Act (ACA) premium subsidies will expire at the end of 2026, Republicans have unveiled a health care plan. Under the plan, enhanced tax credits will be eliminated, and that extra money will instead be put into health savings accounts to help Americans pay for out-of-pocket costs. 

ABC News reported that under the proposed plan, individuals earning less than 700 percent of the federal poverty level would receive $1,000 in HSA funding for those ages 18-49 and $1,500 for those ages 50-64. Under President Trump’s administration, this new plan would lower 2027 premiums by 11 percent, giving Americans more choice when choosing an insurance plan. 

Senate Majority Leader John Thune announced the plan and called out the Democrats’ plan, saying it was a “failed program” and “the increase in premiums, who is that going to? That’s going to the insurance companies.”  

According to ABC News, Thune is confident that the majority of his conference will back this plan.

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